Clear answers on loans, terms, underwriting, and how our programs work—start smarter.
How Financing Works
Navigating the financing world may be intimidating, but understanding the basics can help simplify a complicated topic. Commercial finance is the term given to a vast range of business finance products that include short- and long-term solutions offered by a provider external to the business like banks and other lenders that welcome broader credit profiles. Funding, factoring, working capital, and enhanced business cash flow fall under that umbrella.
Learn how to start and make wise decisions about your financial future! Look no further than Com Fi Now®! Our FAQs provide key information about the basic details of our services, and if you have any other questions — one of our knowledgeable specialists will be more than happy to assist. Investing in the future growth of your company has never been easier — get started with us today!
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Let’s get you approved! ™️
What makes Com Fi Now®️ different than other lenders?
Com Fi Now®️ serves a wide range of businesses through a large lender network across the U.S. and Canada. We tailor solutions and review each application carefully to match you with the right loan.
What states do you work in?
We operate in all 48 continental U.S. states and Canada.
What type of services do you offer?
As a Money Service Business (MSB) operating as a Non-Bank Financial Institution (NBFI), we follow AML regulations and provide equipment funding, working capital, and factoring programs.
What types of equipment do you finance?
We finance a broad range of commercial equipment and build plans around your industry and budget.
What interest rates and terms do you offer?
Rates depend on credit profile. Terms typically range from 12–84 months, with no early payoff penalties.
How much will my monthly payment be?
Payments vary by loan amount, term length, and creditworthiness.
What are your loan qualification requirements?
We review credit score and history, time in business, and bank statements. Applicants with scores in the 500s and 3+ months of statements may qualify.
What credit bureaus do you use?
Our lenders use Equifax, Experian, and TransUnion.
How do I apply? Can I apply over the phone?
Apply securely online or call 844-44-COMFI to get started.
Do you take personal or confidential information over the phone?
No. Sensitive information is collected only through our secure website.
I just applied for Equipment Financing or a Working Capital Loan. What happens next?
We aim to provide conditional approval within a few business hours for qualified applicants and then tailor a package to your goals.
FOR MORE IN-DEPTH FINANCE EDUCATION, CLICK HERE
TO SEARCH TOPICS ON FINANCE, CLICK HERE
Serving Clients For Life.®