What documents are needed to apply for a business loan?

You’ll typically need financial statements, recent bank records, credit history, and details about existing obligations. A business plan or use-of-funds statement also strengthens your application.

How can I improve my chances of approval?

Submit complete, accurate documents, highlight stable or growing revenues, and be transparent about debt. Consulting with an advisor can also help align terms with your business goals.

How fast can funding be approved?

Commercial Finance Now offers a streamlined application with quick intake review. Once documents are complete, decisions and funding can happen rapidly.

Apply for a Business Loan

Seeking a business loan is a key step for companies needing capital to grow, stabilize cash flow, or invest in expansion. A complete and accurate application increases your chances of fast approval and favorable terms.

Best for: Businesses needing working capital, expansion, or cash flow support
What lenders review: Financial statements, credit history, outstanding obligations
Speed: Streamlined online intake with quick decisions
Goal: Align loan terms with business sustainability and growth

What You’ll Need

Business financials (income statement, balance sheet, cash flow projection)
Recent bank statements
Business credit history and owner credit scores
Details of existing debt obligations
Business plan or use-of-funds outline (optional, but strengthens your case)

How to Strengthen Your Application

Provide complete and accurate documentation
Highlight revenue growth or stability trends
Address existing obligations transparently
Consult with advisors to match loan terms to business goals

Commercial Finance Now streamlines the business loan application process, giving you efficient access to working capital through a user-friendly online platform.

START YOUR REQUEST

Commercial Financing Now ® is a Money Service Business (MSB) operating as a Non-Bank Financial Institution (NBFI) that abides by Anti-Money Laundering (AML) Regulations. These policies and procedures are internally published and meet reporting requirements while considering sanctions screening and transactional monitoring.

Please complete the intake form below to submit your loan application online. Your application is AES-256-bit encrypted and securely delivered to us. All areas marked with “*” are required. Let’s get you approved! ™️

Applicant Name

First Name

Last Name

Applicant Phone

provide your mobile number

Country

(###)

###

####

Applicant Email

Working Capital Type

What type of funding do you need?

Home Ownership

Do you own a home?

Are you a start up Buisness?

ZERO TIME In Business Requirement to fund startups. Just need 575-600 credit, homeownership, and 20% down!

Legal Buisness Name

Business DBA Name, if applicable

State of Buisness Incorporation

Federal Tax ID | EIN

Buisness Entity Type

Primary Business Structure (Check All That Apply)

Franchise

E-Commerce

Home-Based Business

None of the Above

Industry Type (Describe)

Does the Merchant have any open MCA or loan accounts?

Current Credit Card Processor

Use of Proceeds

Funding Deployment Strategy

Buisness Lauch Date

Start date under current Ownership

YYYY

Corporate Website

http://

Corporate Address

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

Billing Address (if different than above)

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

Preferred Contact Phone Number

Country

(###)

###

####

Business Location(s)

Average Monthly Credit Card Volume

Average Transaction Amount

Gross Annual Sales (From previous year's Tax returns)

Last month's Bank Deposits

Number of Days with a Negative Balance

(Two Months Ago) Total Business Bank Deposits

(Two Months Ago) Number of Days with a Negative Balance

(Three Months Ago) Total Business Bank Deposits

(Three Months Ago) Number of Days with a Negative Balance

(Four Months Ago) Total Business Bank Deposits

(Four Months Ago) Number of Days with a Negative Balance

Buisness Partner Name

First Name

Last Name

Business Partner Ownership Percentage

Business Trade References

Reference #1 Name

Reference #1 Phone

Country

(###)

###

####

Reference #2 Name

First Name

Last Name

Reference #2 Phone

Country

(###)

###

####

Reference #3 Name

First Name

Last Name

Reference #3 Phone

Country

(###)

###

####

We are a loan service provider external to your business that welcomes broader credit profiles. We listen to stories! We are connected with 100 funding partners, including traditional banks. Are there any additional notes that you would like to share?

Support Contact Opt-in

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We use advanced AI analytics to turn recorded phone calls into valuable customer insights, such as transcriptions for agent training. This ensures we don't miss helpful information.

Let’s get you approved! ™️ We will also require a credit application that will be instantaneously emailed to you and the last three (3) months of business bank statements to process your application. Please complete the credit application and upload bank statements after clicking the SUBMIT button below.

Working Capital Application for Commercial Finance | Funding | Factoring | Merchant Cash Advances Form

Name

First Name

Last Name

Buisness Entity Name

Social Security

Enter Social Security number that corresponds to call in working capital application

Number EIN

Enter Tax ID that corresponds to working capital application

Message