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Merchant Cash Advances

Com Fi Now® — Credit Card Factoring

Turn future credit-card receivables into fast working capital—no traditional collateral, minimal paperwork, and decisions focused on your sales performance.

Merchant Cash Advances (also called credit card receivable funding) center eligibility around card-sales consistency and revenue trends. If a bank line or loan isn’t a fit, MCA can provide the capital to cover inventory, payroll, marketing, and growth initiatives—fast.

Why it works: You leverage ongoing card sales instead of fixed assets, smoothing cash flow without adding traditional debt.

  • Performance-based: Decisions emphasize card-sales history and predictability.
  • Fast access: Streamlined intake; rapid decisions and funding.
  • Flexible use: Apply funds to any business purpose.

Apply Now — Let’s Get You Approved!™

Serving Clients For Life.®

  • Also known as: Credit card factoring, receivable funding
  • Collateral: Future card receivables
  • Best for: Businesses with steady card sales
  • Use of funds: Any business purpose
  • Speed: Often very fast after intake

MCA FAQs

What is a Merchant Cash Advance?

An advance against future credit-card receivables—an alternative to a traditional loan that aligns payback with sales. Learn more.

Who qualifies?

Businesses with steady credit-card volume and consistent revenue patterns are strong candidates. See eligibility.

How fast is funding?

Often very fast once intake is complete and sales are verified. Timing details.

Apply here for working capital