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Merchant Cash Advances

Com Fi Now® — Credit Card Factoring

Turn future credit-card receivables into fast working capital—no traditional collateral, minimal paperwork, and decisions focused on your sales performance.

Merchant Cash Advances (also called credit card receivable funding) center eligibility around card-sales consistency and revenue trends. If a bank line or loan isn’t a fit, MCA can provide the capital to cover inventory, payroll, marketing, and growth initiatives—fast.

Why it works: You leverage ongoing card sales instead of fixed assets, smoothing cash flow without adding traditional debt.

  • Performance-based: Decisions emphasize card-sales history and predictability.
  • Fast access: Streamlined intake; rapid decisions and funding.
  • Flexible use: Apply funds to any business purpose.

Apply Now — Let’s Get You Approved!™

Serving Clients For Life.®

  • Also known as: Credit card factoring, receivable funding
  • Collateral: Future card receivables
  • Best for: Businesses with steady card sales
  • Use of funds: Any business purpose
  • Speed: Often very fast after intake

MCA FAQs

What is a Merchant Cash Advance?

An advance against future credit-card receivables—an alternative to a traditional loan that aligns payback with sales. Learn more.

Who qualifies?

Businesses with steady credit-card volume and consistent revenue patterns are strong candidates. See eligibility.

How fast is funding?

Often very fast once intake is complete and sales are verified. Timing details.